5 things to do when you are accused of a car accident that isn’t your fault

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Get involved in a car crasheven a minor one can be a traumatic experience. Nobody ever forgets the first time they had a car accident; that type of trauma can stay with you for years. The only thing worse than an accident, in general, is being blamed for one that isn’t your fault. Accidents happen too frequently on our roads and there are so many people driving without insurance. You could easily become the unsuspecting victim in an insurance fraud attempt case. If you’ve been accused of an accident that isn’t your fault, follow these five steps below:

Request the police report

The first thing to do is to ask for a copy of the police report. Read this report carefully and compare it with your own account of events. If things don’t add up, or your seat is wrong, you need to ask for an amendment to be added. Never assume that the other parties involved in the little car accident will act honestly and with integrity. You must always protect yourself and stick to the facts.

Submit your photos as proof

Car crash

We all know that we need to take photographs after suffering an accident because they are useful in demonstrating later who was to blame. If you are worried about what to do after a car accident that is not your faultAlways check the evidence first. Our memory cannot always be trusted, particularly after a traumatic accident, but cold, hard facts can be trusted.

Consult a lawyer

If you feel blamed for a car crash that you can prove it wasn’t your fault, you need to hire a lawyer. They will review your statements and any evidence you need to present and tell you if you have a viable case. Your lawyer will also take care of all the paperwork, so you don’t have to.

Challenge the ruling

Challenge the ruling

If the insurance company says you are responsible for the accident when you are not, you must immediately notify the insurance adjuster that you are contesting that judgment. You need to notify them by phone and then quickly send them a follow-up letter as well. You have to challenge their sentence as soon as possible because you only have a certain period in which to do so, after which it is accepted that you accept the guilt.

Contact your witnesses

Contact your witnesses

If none of your evidence matches the police or insurance reports presented by the other party, your next move would be to contact witnesses. Each witness will have provided a statement of events from their point of view of your accident. These witness statements should be collected and evaluated to clear you of any undue guilt. Your witnesses may be the only way to prove the accident wasn’t your fault.

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